{"id":57518,"date":"2023-07-19T15:27:14","date_gmt":"2023-07-19T13:27:14","guid":{"rendered":"https:\/\/euronews.al\/en\/?p=57518"},"modified":"2023-07-19T15:27:14","modified_gmt":"2023-07-19T13:27:14","slug":"less-non-performing-loans-reported-by-bank-of-albania-in-2022","status":"publish","type":"post","link":"https:\/\/euronews.al\/en\/less-non-performing-loans-reported-by-bank-of-albania-in-2022\/","title":{"rendered":"Less non-performing loans reported by Bank of Albania in 2022"},"content":{"rendered":"<p>The Bank of Albania announced that at the end of 2022, non-performing loans reached the level of 35.7 billion Albanian lek, decreasing by 2.4 billion Albanian lek, or 6.38% compared to the previous year.<\/p>\n<p>According to the Central Bank\u2019s Annual Report, the gross non-performing loan ratio experienced a 0.7% decline on an annual basis, reaching 5% at the end of 2022.<\/p>\n<p>In the portfolio of regular loans, there was an increase in \u201cstandard\u201d classified loans by 0.62 percentage points and \u201cwatch-listed\u201d loans by 0.05 percentage points.<\/p>\n<p>Meanwhile, in the portfolio of non-performing loans, there was a decrease in the categories of \u201cdoubtful\u201d and \u201closs\u201d classified loans by 0.05 percentage points and 0.65 percentage points, respectively.<\/p>\n<p>Regarding the quality of the loans classified by the type of subject, the non-performing loan ratio for businesses decreased to 6%, while for individuals, this indicator reached 3.8%.<\/p>\n<p>According to the data reported by the Bank of Albania, 86% of the loan portfolio is collateralized.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The Bank of Albania announced that at the end of 2022, non-performing loans reached the level of 35.7 billion Albanian lek, decreasing by 2.4 billion Albanian lek, or 6.38% compared to the previous year. According to the Central Bank\u2019s Annual Report, the gross non-performing loan ratio experienced a 0.7% decline on an annual basis, reaching [&hellip;]<\/p>\n","protected":false},"author":24,"featured_media":57519,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[153],"tags":[3466,1679,3465,823,243,151,2105,3464],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Less non-performing loans reported by Bank of Albania in 2022 - Euronews Albania<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/euronews.al\/en\/less-non-performing-loans-reported-by-bank-of-albania-in-2022\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Less non-performing loans reported by Bank of Albania in 2022 - Euronews Albania\" \/>\n<meta property=\"og:description\" content=\"The Bank of Albania announced that at the end of 2022, non-performing loans reached the level of 35.7 billion Albanian lek, decreasing by 2.4 billion Albanian lek, or 6.38% compared to the previous year. 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